Pension & Retirement Solutions in Kenya

Planning for retirement in Kenya has never been more important. With changing economic conditions and increasing life expectancy, securing your financial future requires strategic planning and professional guidance. Axis Direct Insurance offers comprehensive pension and retirement solutions designed to help Kenyans build comfortable retirement savings while enjoying tax benefits and professional fund management.

Individual Personal Pension Plans

Build Your Retirement Fund with Tax Benefits

Build a comfortable retirement with our individual pension plans designed for the Kenyan market. Enjoy tax benefits while growing your retirement fund with professional investment management.

Key Benefits:

• Tax relief on contributions up to KSh 20,000 monthly
• Professional fund management
• Flexible contribution amounts
• Portability between employers

Ideal For: Self-employed individuals, employees seeking additional retirement savings, college staff, computer training institutes

Group Pension Schemes

Comprehensive Employee Retirement Benefits

Attract and retain top talent with our group pension schemes. We provide end-to-end administration, compliance support, and competitive investment returns for your employees’ retirement security.

Key Benefits:

• Employer and employee contribution flexibility
• Professional fund management
• Online member portals
• Regulatory compliance support

Ideal For: Employers, HR managers, business owners, colleges, universities, computer training centers

Pension Transfers

Seamless Movement of Your Retirement Benefits

Transfer your pension benefits between schemes or preserve them during career changes. Our transfer services ensure continuity of your retirement planning without losing accumulated benefits.

Key Benefits:

• Preservation of accrued benefits
• Seamless transfer process
• Professional guidance throughout
• Minimal paperwork and delays

Ideal For: Job changers, career transition individuals, religious organizations, charity institutions

Retirement Annuities

Guaranteed Income for Life After Retirement

Convert your retirement savings into guaranteed monthly income with our annuity products. Choose from various payout options to match your lifestyle needs in retirement.

Key Benefits:

• Guaranteed monthly income for life
• Protection against longevity risk
• Various payout options available
• Spouse continuation benefits

Ideal For: Retirees, pre-retirees planning income strategies, law firms, civil servants, NSSF members

Income Drawdown Plans

Flexible Retirement Income Management

Maintain control over your retirement fund while drawing regular income. Our income drawdown plans offer flexibility to adjust withdrawals based on your changing needs.

Key Benefits:

• Flexible withdrawal amounts
• Continued investment growth potential
• Estate planning benefits
• Lower costs than annuities

Ideal For: Affluent retirees, those wanting investment control, agribusiness owners, audit firms, accounting practices