General Insurance Solutions in Kenya
Protect what matters most with Axis Direct Insurance’s comprehensive general insurance solutions. From motor vehicles to business operations, from personal property to professional liability, we provide the coverage you need to safeguard your assets and livelihood. Our general insurance products are specifically designed for the Kenyan market, ensuring compliance with local regulations while providing competitive coverage at affordable rates.
Motor Insurance
Complete Vehicle Protection on Kenyan Roads
Comprehensive motor insurance covering private cars, commercial vehicles, and fleets. From third-party to comprehensive cover, we protect your investment while ensuring compliance with Kenyan traffic laws.
Key Benefits:
- Third-party, third-party fire & theft, and comprehensive options
- Windscreen and tyre protection
- Emergency roadside assistance
- Courtesy car benefits
- Fast claims processing
Ideal For: Vehicle owners, fleet operators, transport businesses, Matatu SACCOs, logistics companies
Work Injury Benefits Act (WIBA) Cover
Mandatory Employee Protection Insurance
Comply with Kenyan labor laws while protecting your employees. Our WIBA cover provides compensation for work-related injuries, disabilities, and occupational diseases as required by Kenyan employment legislation.
Key Benefits:
- Legal compliance with Kenyan employment law
- Medical expenses coverage
- Disability compensation
- Dependents’ benefits
- Professional claims handling
Ideal For: All businesses with employees in Kenya, employers, HR managers, business owners
Personal Accident Insurance
Protection Against Life’s Unexpected Events
Comprehensive personal accident coverage providing financial support for injuries, disabilities, or death resulting from accidents. Available for individuals, families, and groups with worldwide coverage.
Key Benefits:
- Accidental death and disability benefits
- Medical expenses reimbursement
- Weekly compensation for temporary disability
- Worldwide coverage
- 24/7 emergency assistance
Ideal For: Active individuals, sports enthusiasts, travelers, schools, real estate firms, clearing and forwarding companies
Domestic Package Insurance
Complete Home Protection
Protect your home and belongings with our comprehensive domestic package. Covers building structure, contents, and personal liability under one convenient policy tailored for Kenyan homeowners.
Key Benefits:
- Building and contents cover combined
- Alternative accommodation expenses
- Personal liability protection
- Garden and outbuilding coverage
- Theft and burglary protection
Ideal For: Homeowners, tenants, property investors, property managers, residential developments
Travel Insurance
Safe Journeys Within Kenya and Abroad
Travel with confidence knowing you’re protected against medical emergencies, trip cancellations, and lost luggage. Coverage available for domestic travel within Kenya and international journeys.
Key Benefits:
- Emergency medical coverage
- Trip cancellation and curtailment
- Baggage and personal effects protection
- 24/7 emergency assistance
- Flight delay compensation
Ideal For: Travelers, business executives, tourists, travel agencies, tour operators, corporate travelers
Professional Indemnity Insurance
Protect Your Professional Reputation
Essential coverage for professionals against claims of negligence, errors, or omissions in their professional services. Protect your practice and personal assets from costly litigation.
Key Benefits:
- Coverage for legal defense costs
- Professional negligence claims protection
- Document reconstruction expenses
- Public relations costs
- Regulatory investigation coverage
Ideal For: Doctors, lawyers, accountants, engineers, consultants, medical practices, law firms, engineering consultancies
Agricultural Insurance
Protecting Kenya’s Agricultural Sector
Specialized insurance for livestock and crop farmers. Protect your agricultural investments against weather, disease, and market risks common in Kenyan farming with coverage designed for local conditions.
Key Benefits:
- Crop and livestock coverage
- Weather-related loss protection
- Disease outbreak coverage
- Market price protection options
- Flexible premium payment terms
Ideal For: Farmers, agricultural cooperatives, agribusiness, self-help groups, farming cooperatives, agricultural SMEs
Start Protecting Today
Whether you’re protecting your home, business, or future, we’re here to guide you every step of the way. Our expert team will help you find the right coverage tailored to your needs—quickly, clearly, and with your best interests in mind. Let’s secure what matters most to you, today.